Is Your Company Responsible For An Lost Key Replacement Car Budget? 12 Ways To Spend Your Money
How to Get a Replacement Car Key
It can be frustrating to lose a car key. It can also be costly dependent on the type of car you own.
A call to an auto locksmith is the easiest method of replacing the key. This is usually a cheaper and quicker alternative than calling roadside assistance or a dealership.
Cost
Not long ago, losing your car keys was no big deal. You could just go to the local hardware store and have a replacement key made. Today, the process is much more complex and expensive. The reason is because cars have become more technologically advanced, so keys are also. While this could make keys more secure against theft but they also make them more expensive to replace.
The cost of replacing a lost car key will differ based on the model, year and make of your vehicle. Many newer cars have keys that include a transponder chip in them to prevent theft. These chips need to be connected to your vehicle. This usually requires a locksmith or dealer. The cost of this service will depend on the kind of vehicle you own however, it could be as high as $200.
Certain modern vehicles also have a laser-cut key that must be programmed using a specific machine only found at dealerships and specialist auto locksmiths. The cost of a spare key for this type of lock can be as high as $100.
Another aspect that can affect the cost of losing a key is where you live. You'll likely need to pay more for services if you live in an area that is remote because the locksmith and tow truck have to travel a long distance to reach you. Additionally, a locksmith may be charged extra for holiday, after hours, and weekend work.
The best method to minimize the cost of losing a key is to have a spare key on hand, which can be kept at home or in your wallet. It is also advisable to keep your vehicle's registration or title documents with you, since they will be required to prove that you are the owner of the vehicle in the event that you need to call the dealership for the replacement key. You can also call your roadside service for assistance. You might be able to obtain a temporary replacement depending on the conditions and terms of your roadside assistance service.
Time is a factor.
Losing your car keys could be a hassle However, don't panic. First, take a moment to look for your car keys in obvious places like your pocket or purse. Then, take a walk through your day and try to recall the places you may have left keys. This can help you remember where you left them, or if they're still in your car. It's probably time to replace your car keys if they aren't able to find them.
The majority of modern vehicles come with an electronic key fob that utilizes a number of codes to unlock and start the vehicle. This kind of key has to be reprogrammed to work with your specific vehicle and this is usually a task for a professional. You should contact an auto locksmith to determine if they can handle this, and you will also need to bring proof of ownership.

Old-fashioned metal car keys are much more simple to replace than remote fobs for keys. They operate 100% mechanically and are not complex to duplicate, therefore a local locksmith can make you a replacement on the spot if you've lost one. They can also duplicate the ignition cylinder for your vehicle, which is an extra expense. If you'd like to create copies of your old car keys, go to a hardware shop that specializes in cars to get them made quickly and cheaply.
You should also consider replacing your car keys if they're beginning to appear worn down. The use of keys over time can wear down the teeth on the keys and this could cause it to be difficult to align them correctly. If the key begins to stick, it may be time to replace it.
If you own a brand new car that is an expensive model, the key may need to be programmed by the dealership. This is a complicated task which can be costly and take a considerable amount of time to complete. You may be covered by your car warranty or insurance dependent on the model of your car.
Availability
Even if your driving is good, you could still lose your keys. This can be a major problem, especially if it happens at the worst time like when you're at the supermarket or at the gas station and need to get back home. Fortunately, there are several ways to replace your lost key. You can contact your insurance provider, find a local locksmith, or contact roadside assistance.
First, you'll need to determine the kind of key you have. This is crucial because different cars use different types of keys. Some are old-school and only lock through the key cylinder and others come with an electronic chip that communicates with the car in order to unlock the doors and then start it up. Certain keys can be easily replaced by an auto-locksmith, however, others will require you to visit a dealer in order to get one from the manufacturer.
If you're using a traditional key or a smart key the first step is to read the manual or contact the dealer for instructions on how to connect it to your vehicle.
car fob key replacement 'll need proof of ownership and could have to wait a few days before the dealer can order your replacement. This method could also require you to take the vehicle to a locksmith or another service provider to be programmed, so this isn't the ideal option for people with tight schedules or have limited mobility.
The process is a lot easier if you have an extra. You can purchase an online replacement key for your car at a low price depending on the model of your car. If your keys have transponder or key fob element, you'll need consult a professional who is qualified to have them replaced and programmed. Depending on the make and model of your car this could require a tow to the dealership or hiring a locksmith to do it for you.
A bluetooth tracker is an additional option to obtain a replacement car key. These small devices attach on your keyring and emit an electronic signature that can be retrieved using any mobile phone with an app installed. The app will then show you where the key is so you can find it whenever you need to.
Insurance
Car insurance coverage typically does not cover the cost of lost keys. There are some exceptions. Some of the best insurance companies, that are committed to customer satisfaction, provide additional insurance for things like keys that are lost. This is typically an additional fee, but it can be less expensive than having to pay out of pocket for the cost of replacing keys.
The policy you choose to use and the deductible will determine whether or not your insurance policy covers lost keys. The majority of traditional keys are simple to replace, however when you have an electronic fob or smart key the process can be more difficult. These keys are laser-cut, and use chips that transmit signals to the vehicle, which means they're more difficult to replace than traditional mechanical keys. Additionally, these types of keys are expensive because you'll likely need to pay for an locksmith and the cost of the new key.
If you're looking to cut costs on a replacement key that's lost, consider using an auto club or roadside assistance. These services may offer locksmiths discounted rates, and may even cover the cost of the purchase of a new key. Some of these firms offer emergency lockout assistance that is beneficial when you are in a hurry and have to get on the road.
You can also call your dealership to find out if they can assist. Most dealerships have locksmiths on staff, and they may be able to design you a new key at an affordable price. However, if the dealer has to order a new key for the model you have it could take a few days to receive. No matter which method you select, make sure to keep all receipts and documentation so that you can file a claim with the insurance company of your car if necessary.
Although it's not a pleasant experience losing your car keys can happen to anyone. Fortunately, there are strategies to avoid the costly consequences. While the most cost-effective and fastest method to replace lost keys to your car is to contact a local locksmith but it is crucial to weigh the financial advantages against the time and the possibility of deductible payments prior to making a claim with your insurance company.