The Next Big Event In The Motor Vehicle Lawyers Industry How to File a Motor Vehicle Claim

If your vehicle is damaged during an accident, you will submit an insurance claim. It is important to know how this process works.

Insurance companies will send an adjuster to inspect the damage to your vehicle. It's not necessary to be present for the inspection, but you must bring your insurance policy along with any other documentation that is relevant.

Take Pictures

Have you ever watched a crime drama where investigators comb over every square inch of the scene, photographing the tiniest of details, from footprints to chocolate wrappers that have been tossed away? Apply that same scrutiny to your accident scene. It is important to record the fullest extent of the incident when it occurs to be able to prove your case later.


It is important to capture photos of both vehicles, however you should also consider taking photographs of the damaged parts. These can help insurance firms and expert witnesses assess the size of specific objects, such as skid marks. In your photographs, include some reference points, like the locations of stop signs and traffic lights. These can be used to determine the actions of the driver at the fault for causing the accident.

Photograph the other drivers and their passengers, as well as witnesses. You might be able to take a picture of their license plate. Photograph emergency responders, their vehicles and any person who is placed on a gurney, or into an ambulance.

Make sure to submit the photos to the insurance company only if instructed by your attorney or if ordered to do so by the court. You could accidentally provide evidence that is against your claim if you don't. For instance, if you change the date stamp on your photos following the accident, it could cause insurance companies to doubt the validity of your claim.

Seek Medical Attention

When you're involved in an accident, the first thing you have to get medical attention. This is not just for your health, but it is also to ensure that any injuries are documented. A lot of personal injury claims require compensation for medical bills and other damages. Medical records are essential for your claim.

Even if there are no signs that you could notice then you should schedule an appointment with your primary health care provider or an emergency room. Your doctor can offer you an assessment of your injuries, and also perform an entire medical examination. Additionally they'll be able give you the needed treatment.

Following your doctor's treatment plan will help you recover faster and strengthen the case. This includes filling your prescriptions, using any over-the counter medications, participating in physical therapy, observing instructions about when you can take time off of work and attending follow-up appointments.

In this process, it is vital not to say anything that could be wrongly understood by an insurance adjuster. motor vehicle accident law firm huntsville might try to discredit the harm you have suffered in order to deny or reduce the amount of compensation you receive. It is crucial to only talk to adjusters with your attorney present.

Contact an attorney

Legal representation is crucial for those injured. Lawyers can assist injured parties reduce stress and can help them determine where to focus their energies. Additionally, attorneys can analyze the evidence and facts of an incident to determine if it's worth fighting for in court.

The insurance company is first and foremost an enterprise, and their goal is to make as much money out of insureds as they can, while making payments as minimal as possible (in theory). If you're in the midst of an accident, it might be tempting to take an offer that is low because it's the most convenient way to go. This is a mistake that could have devastating consequences in the future.

When you make an insurance claim the insurance adjuster will come out to assess the damage to your car and will review receipts for personal property damages and medical bills. They will probably also interview witnesses and read police reports. It is a good idea to get estimates on repairs from local contractors or auto shops before meeting with the adjuster, so they're aware of what to anticipate when it comes to repairs.

An experienced motor vehicle lawyer can ensure that all required information is provided and that the proper documents are given to the insurance company. They can offer guidance and suggestions on how to deal with an adjuster for claims, how to deal with a settlement, as well as what to do when an insurance company is unresponsive and committing fraud.