12 Statistics About Car Accidents Lawyer To Bring You Up To Speed The Water Cooler Car Accidents Lawyers Near Me

In the United States, car accidents are the main cause of death and injury. They can be devastating emotionally, physically, as well as financially for the victims and their families.

If someone else's negligence causes an accident in a car the victim may be entitled to compensation. This process isn't easy and often requires a lawyer to look into the scene of the crash, collect evidence, and negotiate with insurance companies.

Insurance Coverage

It is important to understand your rights to compensation in the event that you have been injured or suffered property damage from an accident. Insurance is one of the most significant sources of financial recovery. Your insurance policy could cover your medical expenses, repair or replacement of damaged vehicles, and the loss of income in the process of recovering from your injuries. However, your insurance provider will only pay for up to the policy limits.

If your injuries are severe or require a significant amount of ongoing medical treatment the cost of such expenses can easily exceed insurance coverage limits. In these situations an action lawsuit could offer the chance to recover greater amounts of money for the losses you have suffered.

Engaging a knowledgeable New York City auto accident attorney is the best option to get the financial compensation that you are entitled to after an accident. Our team at The Law Offices of Benjamin Disraeli fights to protect your rights and maximize your compensation irrespective of what kind of insurance coverage you have.

You may also sue to seek damages for the pain and suffering that is not covered by insurance. These types of injuries are usually very real and you deserve to receive an adequate and fair settlement for your pain and loss of enjoyment and emotional stress.

Many don't know the fact that insurance companies have the legal "duty to defend." This is a part of your liability policy and means the insurer will provide a lawyer in the event you are sued over damages resulting from an accident. This is a great idea because it will make sure that you don't need to pay for the expense of defending yourself in court.

This is especially useful when there are hit and run accidents where the other driver might not have coverage. In such instances, your Personal Injury Protection or Uninsured Motorists (UM) insurance will cover your medical costs and other losses, while the policy of the at-fault driver is paid.

It is your responsibility to contact your insurance company within a specific amount of time after an accident. The timeframe can be as short as 5 or 10 days, based on the language of your policy. If you do not do so, the insurer could cancel your insurance and refuse to provide you with a lawyer or coverage in case of a lawsuit.

Statute of limitations

The statute of limitations is a law that says how long, after certain events, you may bring legal action against someone or a business. The statute of limitations can determine the length and amount of time that you must file a personal injury lawsuit or wrongful death lawsuit.


In New York, the statutes of limitations are generally three years from the date of the accident, however there are exceptions. It could be longer in the event of wrongful death, so it's essential to get in touch with a lawyer for car accidents near me as soon as possible to ensure that deadlines are fulfilled and your rights are secured.

One of the most important things to be aware of about the statute of limitations is that if you violate the deadline the claim will most likely be denied and time-barred. Your odds of winning are virtually zero unless there is an exception.

This is because a court will usually refuse to accept your case, based on the law that says that you must file your personal injury lawsuit within three years from the date of the accident. This is true in any lawsuit arising from an accident that involves a vehicle, whether you're seeking compensation for your personal injuries or those of a loved one. You can also sue to seek repairs or replacements for your vehicle or any property damaged by the accident.

If you were a minor at the time your accident occurred, there is an additional exception to the Statute of Limitations. The time limit is suspended until the victim reaches 18 years old. This is because of the "tolling" law, which is a concept in the law that states courts treat minors as adults at the time they sustained their injury.

This can be a big issue if you're attempting to seek a personal injury claim against an insurance company. Since the insurance adjuster knows that you're not allowed to sue outside of the time limit It will be a struggle to reach a fair settlement on your behalf. This can lead to you wasting time, money, and resources on a lawsuit that may not have been needed in the first place.

Comparative Fault

In the event of an auto accident, one of the most important aspects to consider is who is responsible. Based on the state you live in an attorney for car accidents can assist you in determining who is at fault and whom you should sue for compensation.

The majority of states follow a system of comparative negligence, which means that each participant in the crash is entitled to damages based on how much they contributed to the crash. This can be good for drivers, as it makes it easier for them to claim compensation for any injuries or losses.

However, there are certain issues with this system and it is recommended that you engage a skilled car accident lawyer to defend your right to collect monetary compensation for the damages. These lawyers can assist you receive the highest settlement possible from the driver at fault.

If the driver at fault has no insurance, you will have to pay for your medical bills and other expenses out of pocket. This can quickly become a burden particularly if your injuries are severe.

There are states that have a pure comparative fault system. This permits all parties involved in the collision to collect damages, even if they're 100 percent responsible for the wreck. This kind of system is in use by thirteen states which include California and Florida.

However, the drawback is that you'll only be able to collect a minimal amount of damages. This is because the courts determine the proportion of blame each party to the incident is responsible for.

This means that if you were found to be 80 percent at fault for the crash and you were found to be at fault, you can only claim 40 percent of your financial damages. This can be a problem if the accident caused you to suffer severe injuries or lose a lot of work hours.

There are other kinds of comparative negligence systems that permit everyone to claim their losses even if they were partially at the fault. There are three kinds of comparative negligence which are contributory negligence, pure comparative blame and modified comparative liability.

Hire an attorney

If you're injured in a car accident there are a myriad of reasons to retain an attorney. A lawyer can help file claims with your own insurance company or negotiate with the insurance company of the other driver on your behalf, or pursue a personal injury claim against the other party.

Based on fresno car accident attorney of the injuries you sustained, you could require compensation for suffering and pain, medical expenses, lost wages, or other damages. A skilled lawyer will know how much to demand to ensure that you don't accept less than you deserve.

An attorney for car accidents can help you negotiate with insurance companies to ensure that you get fair compensation. If the insurance company denies your claim or offers you a settlement that isn't enough to cover your damages the lawyer may appeal to the court and argue for what you're entitled to.

A knowledgeable attorney can help you establish the law that applies to your case and how the local court system interprets them. This will save you time on paperwork and research while allowing you to concentrate on your recovery.

They can also assist you to calculate damages like medical costs loss of income, diminished earning capacity. This will enable you to obtain the funds you need to pay for the costs of your injuries and repair your injuries.

If your injuries are severe, you may need a high level of compensation in order to pay for surgeries, doctor's appointments, physical therapy, and prescription drugs. These damages could assist you with the long-term effects of your injuries such as mental or physical distress, or chronic pain.

A lawyer will prove that the other driver was liable for your financial losses and injuries. This isn't easy due to the many variables that go into determining who is at fault.

You should contact an attorney as soon as possible after the crash. This will allow them to examine your case, gather evidence, and deal with the insurance company of the other party on your behalf.

The best car accident lawyers near me will have a track record of fighting for injured victims' rights. They will be able to secure massive settlements and verdicts against insurance companies' attempts to reduce the value of your claim.