Motor Vehicle Law: 11 Things You're Forgetting To Do How to Document a Motor Vehicle Claim

A motor vehicle claim is the procedure of submitting a report with your insurance company after an accident. This report allows them to examine your coverage and decide the amount they'll pay for any damages.

You will want to make your claim as quickly as you can following the accident. Be sure to have an official copy of the police report and your insurance card or declarations page available.

What to Do Following an Accident

Make videos and photos from different angles after an accident to document the incident. The scene can change rapidly, witnesses could leave and evidence may disappear.

Then, collect all the drivers names addresses, telephone numbers, addresses and insurance information (and insurance policy number) if possible. Also make note of the year and model and make of each vehicle as well as other important details such as damage and license plate numbers.

Asking every driver if they were wearing seatbelts and if passengers were riding along with them, and noting their age and gender is also helpful. Often, injuries in motor vehicle accidents do not become obvious until a day or two after the collision. This is why it's essential to seek medical treatment immediately, even if think you've suffered any injuries.

If you are able, move vehicles out of traffic to prevent additional injuries or damages. Set up flares and reflective emergency triangles as well to stop other motorists from hitting you.


It is important to inform the police, if you can. It is essential to report the accident even if you think the incident was minor, because the other driver might later deny that the accident happened and their insurance company may decline to pay for your claim.

Getting Started

An insurance claim is the process of letting your insurer be aware of a loss and asking them to compensate for it. This could be paying for damage to a vehicle, or paying medical expenses caused by an accident.

Be sure to collect all the information you need prior to filing your claim. This includes contact information for each person involved, receipts for damaged personal property, and any medical bills. You should also have an exact copy of the accident's report and photographs of any damages.

Your insurer will assign an adjuster for your case who will serve as the head of your claim. They will examine all the information you provided immediately after the accident, and conduct their own investigation. This will allow them to determine the reason for the accident as well as who was at fault.

Your adjuster will assess your vehicle after they've determined the extent of the damage. You are welcome to attend the inspection, or you can provide a list with repair quotes from local auto shops or contractors.

If your insurance company is of the opinion that the damage to your car is too costly to fix, it will send you a check equivalent to the value of the vehicle. You can use the money to purchase a new vehicle or to pay off your lease or loan. Making a claim can cause your insurance rates to increase, so it's important that you do everything you can to make sure the incident wasn't your fault.

Documenting the incident

If you're involved in a collision, documenting the incident is critical. motor vehicle accident law firm lawton are looking for documentation that supports the claims that you or others make. Evidence that is collected and documented could make or break the majority of cases. It's crucial to have all the evidence, whether it's photos of the scene of an accident and witness statements, or medical records showing consistent treatment.

At the time of the incident, make certain to note the other driver's license number as well as the details of the vehicle. Also, record the names and contact information of any witnesses. If you can capture photos or draw a diagram that shows the scene of the accident. This will allow you to see what transpired on the scene of the crash, as well as the reason for the crash.

Documentation also contains details of the accident, including the exact location of the incident and the direction of travel, as well as any landmarks or other relevant areas. It is essential to provide a description of any injuries that were sustained and any injuries sustained. It's also important to note any damage and the way it occurred. It is important to document the incident as memories may fade over time and stories may change. It's the best way to be able to tell the whole truth. Even if you're not at fault recording the facts will aid in determining how much responsibility should be attributed to your account.

Need Help

Once the police report has been completed, contact your insurance company as soon as you can. Many insurance companies allow you to file a claim using an app on your phone or tablet. You should also ask your insurance company to send you an amount for the value of your car. This will help you when your car is "totaled" and you plan to buy a new one. If you have an outstanding loan on your current vehicle and it is paid off, it will pay the balance and/or reduce your monthly payment.

Your representative will ask you a series of questions, and provide you with documents to fill out. It is important to provide the information accurately and be honest at all times. It could weaken your case should you be found to have not provided accurate information.

If you've been injured by accident, make an appointment with your doctor as soon as you can. This will ensure that broken bones are properly fixed and that all other injuries are documented. Making an appointment as soon as you can will ensure that your medical expenses are covered under the accident's No-Fault insurance.

If your No-Fault claim gets denied by the insurance company, or you want to pursue a liability claim for pain and suffering or other damages, you'll be required to file a lawsuit. It is recommended to have an experienced attorney on your side if you decide to pursue this.