What Do You Think? Heck What Exactly Is Motor Vehicle Litigation? Motor Vehicle Legal Terms

The laws governing motor vehicles differ widely from one state to another. In general the law, it assumes that a vehicle is being operated with the permission of the owner.

Laws that enhance penalties, making revocation automatic or targeting social hosts have varying impact on mortality rates. Mandatory education, alcohol treatment, and interlock devices all have small effects.

Legal Definitions

The laws that govern motor vehicle legal terms are defined and determined at the state level. The federal definitions for national standards for fuel economy and licensing requirements for drivers of commercial vehicles are primarily administrative in nature and do not apply when states decide on their own classifications of registration. The classifications of a vehicle determine if a motorist requires an exclusive license to operate certain types of vehicles.

These laws define terms like "automobile," "light trucks" and more. For instance the definition of light truck encompasses any motor vehicle that has an estimated carrying capacity of 7,500 pounds or less. This excludes pickup trucks and panel delivery trucks. It also excludes any vehicle or combination of vehicles intended to transport property or passengers wholly within its own structure, such as manufactured homes and trailers.

Wheel chairs are a vehicle with wheels that is utilized by people who are physically disabled and unable to walk. A moped is a vehicle with at most three wheels on the ground, and that travels at the speed of 35 miles per hour.

A pedal-driven vehicle, is driven by a driver who sits on the top of it. Someone who holds the legal title to a vehicle is known as the owner of the vehicle.


Traffic Laws

Typically, every state has its own set of motor vehicle law that regulate everything from the registration process to insurance requirements. The statutes also cover the kinds of vehicles that are covered by law. While motor vehicle accident law firm lakewood are similar across states, others vary significantly. There are laws that restrict how many people can be carried in a pedicab. There are laws that prohibit reckless driving in certain types of roads, for instance, a parking lot.

If you violate the law, you could be fined and punished. Penalties can include getting your license suspended or being required to attend traffic school.

The law that regulates speed limits on roads is among the most important laws a state has. In New York, for example, it states that the speed limit for a commercial vehicle is the same as for an automobile.

The law also sets out the definition of the term "motor vehicle." This covers every description of a carriage or device that is driven by mechanical power and utilized on a public road for the transportation of persons or property or for other commercial purpose. It excludes semitrailers and trailers, coaches or house trailers as well as vehicles that operate upon rails or tracks snowmobiles, all-terrain and snowmobiles as well as motorized mobility aids operated by a person with disabilities and self-propelled hay harvesting or corn harvesting machines and tractors.

Insurance

A motor vehicle insurance policy is a contract between the insurer and insured that protects against financial loss resulting from the liability for bodily injury, property damage to a third party, arising out of ownership, operation, maintenance or use of a covered vehicle. It can also provide protection against physical damage to the covered vehicle itself. It must include the name and address of the named insured as well as the coverage provided by the policy. It also includes cost of the policy, the period for the period for which the policy is in force, as well as the limits of responsibility. It must also contain an agreement or endorsement that the insurance provided is in accordance with the coverage stated in respect of injuries to the body, property damage, and is subject to all rules of this chapter.

The language of a motor vehicle insurance policy can be confusing for the average person, and Duncanville law firms typically recommend that an individual review a sample policy to fully comprehend the terms. One of the biggest confusions is the definition of "motor vehicle". The phrase is found in numerous statutes that govern the registration of vehicles as well as financial responsibility laws.

Some examples of coverage provided under a motor vehicle policy include commercial auto insurance that covers vehicles used in connection with commercial establishments, business activities, employment or occupations that are primarily for profit; automobile liability insurance, which includes MP and PIP; and uninsured and underinsured motorist coverage (UM/UIM). This type of insurance is required in many states.

Permissive Use

If someone other than a named insured or family member drives your car and gets into an accident, it is crucial to know the way insurance coverage works in these scenarios. This concept is known as permissive usage and the specifics of your policy may differ but generally, the majority of large car insurance companies offer this kind of coverage.

However, it is important to keep in mind that anyone driving your vehicle must have your permission in order for you to be held accountable for damages. Permission can be given in writing or implied, and usually does not have to be written down.

In determining if there is an implied permission, courts examine the relationship between the parties, their previous conduct and the use of the vehicle; and circumstances surrounding the specific driving incident in question. The court will also consider whether any restrictions were imposed on the permissive use and if even a minor deviation from the time, place and use limitations of the permission would violate these restrictions.

Remember that adding an additional driver to your insurance policy will increase the cost of your insurance, since the vehicle becomes more difficult to insure. Therefore, you must consider your options carefully prior to giving your vehicle over to anyone else. Contact Jerry to get a free insurance quote and to discuss the terms of your policy.