Hi. If purchase insurance averages around $ 100 per year for a $ 800 purchase, this makes a lot of sense. It is true that on paper this sounds like a great deal. This particular extended warranty comes from Asurion LLC, a company that provides a range of highly affordable extended warranty plans. If you take a close look at what is covered in the asurion protection plan, you can see that only “surges and other mechanical and electrical failures” are covered. While this is definitely good coverage for four years, it is not the most reliable in terms of protection.