So, I need some money before I get paid because I have some urgent expenses which I can't cover so would it be a good idea to take a payday loan in my situation?

I advise you 1xbit https://1xbit.com/en/ . This bookmaker was the first to accept sports betting only in cryptocurrency. The odds offered by the bookmaker are unambiguously among the best in the world. 1xbit offers a mobile version of the site and applications for Android and iOS. Applications provide full functionality that is on the main site, and are very compact, which makes it easier to work with them.

In my opinion, it would be much better to try your luck at online casinos.

Yes, of course you can. This is not difficult, because now you can easily find a good online casino. But you need to follow the strategy. For example, it is very important to play extremely slowly, spin the slots once a minute, not more often, of course I want to put it on the machine, but then you will quickly merge. If you took the jackpot, immediately bring it down quickly for at least half an hour, otherwise there will be a sharp drain of all assets. I now play at one of such best online casinos Canada and there all these strategies work, I don’t know how at other casinos. But here I already studied the scheme. By the way, I recommend finding slot machines with a jackpot, there is really a chance to cut a lot right away than to beat on penny slots, there’s nothing cool at all, it's just a waste of time. And so you can catch the jackpot online and not worry about how to fill something small. Remember, there the system works so that you rejoice and enter into excitement, but you have to be careful and play using cognitive abilities, then the result will be good.