You also need to know how long the merchant services company will take to deposit your money. Usually, it takes the processor three days or less to transfer you money. But there is no actual industry standard; it all pretty much depends on the processor. Make sure you choose a company that is prompt with funds transfer. When shopping for a merchant account, indicate whether you are looking for a retail account or a mail order-telephone order account. Retail account usually has faster money transfer time periods.

Needless to say, you really need to look at the start a payment processing company fees of the merchant services for credit card processing. A look at the fees will instantly reveal whether the company loads their account with fees or not. Many companies adverse their cheap discount rates. In the end, however, you'll discover that they simply "transfer" these fees elsewhere. In any case, checking the fees is important so you can choose a company that will offer you a good service with cheaper fees.