If you’re entering the property market for the first time, consulting a first time buyer mortgage advisor can help you understand your borrowing options, compare lenders, and choose the right loan based on your financial goals. Their guidance can make the entire home-buying process smoother and more affordable.
You should also explore the first home loan deposit scheme, which allows eligible buyers to purchase a home with a smaller deposit—sometimes as low as 5%—without paying lenders mortgage insurance.
Have you spoken with a mortgage advisor or applied for the deposit scheme yet? Share your experiences or questions here to help others navigating their first home purchase!