Are debt settlements taxable?

Thanx I know that. But my problem with debts is deeper.. I think my first step would be to find some reliable company for that. My cousin used to deal with this issue of tax return rejected https://debtquest.com/refund-approval/ and says that company did an excellent job in providing his family with help that was very much needed. Their representatives were super helpful and respectful, their explanation of this program was easy to understand. I hope for them too