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I have always believed and continue to believe that a person needs a mortgage only if he is going to buy real estate or his purchase is connected with something large and important. I took out a mortgage at the bank only once in my life, when I bought a house in another state. This purchase was very important for me, because I was going to live in this house permanently and sold all my possessions, but unfortunately this money was not enough. Then I even consulted with Mortgage Advisor London to understand how the mortgage works and whether I need it. After all the thinking, I took out a mortgage and bought my house, I really like it and I have been living here for two years.