A TVS credit firm is one that is owned by a TVS company. It provides financing based on the borrower's various needs. It offers a variety of loans, including business loans, two-wheeler and three-wheeler loans, used car and tractor loans, consumer durable loans, and used commercial vehicle loans, among others. TVS Credit Payment You must pay an EMI on the majority of the loans you take out (Every Month Instalment). If you don't pay your EMI, you'll have to deal with a variety of consequences.