vMortgage Tree Capital is a specialty finance company that originates, purchases, sells, and services mortgage loans secured primarily by first mortgages on single-family residences. Headquartered in Elk Grove (Sacramento County), California, Mortgage Tree Capital and Mortgage Tree Reality is a wholly owned subsidiary of Mortgage Tree Capital Inc. With prime products to its proven non-prime lending business, Mortgage Tree Capital offers a full spectrum of loan products to suit any borrower’s needs. Best Mortgage Rates