A gift certificate (gift card) is a document confirming the payment of an advance payment and entitling its holder to receive goods and/or services for an amount equivalent to the nominal value of the certificate. A gift certificate (gift card) is a document confirming the organization's obligation to transfer goods (works, services) for a certain amount to its bearer in the future and the bearer's right to receive these goods (works, services). The idea of creating a gift certificate was invented and implemented in the West for a long time. The first Russian company to start using gift certificates was Wild Orchid, a chain of underwear stores. Today, gift certificates are already used everywhere and are not even a competitive advantage.

You can use such cards only for: shopping in retail chains, paying for services and making payments in restaurants. They can also be used to pay via the Internet. Also, when paying with such cards, additional bonuses and discounts are provided in shops and organizations of the issuing bank. At the same time, you cannot withdraw cash from gift cards and transfer money to another account.

A prepaid bank card is a new financial product with certain advantages and disadvantages. The main feature of such a card is that it can be bought at the bank without presenting any documents and immediately start using it or donate or transfer it to another person. The prepaid card provides complete anonymity of payments, which is very important when paying for services on the Internet. At the same time, payments on the card are limited by the entered limit, there is no provision for a loan, and if it is lost, the card is not restored. Thus, a Prepaid Visa® Reward Cards is an excellent option for limiting your expenses, partial replacement of cash, a cash gift, or getting acquainted with the basic services of banks.

I think that everyone loves to receive gifts, and especially if the gift turned out to be to your liking, there will be no limit to happiness! But giving gifts is much more difficult, often we are faced with the question, "What to give?" it is good if the person to whom the gift is being made is your relative or a good friend, but if the gift is given simply to acquaintances or colleagues or, in general, to a person who has everything? Then there are difficulties with choosing a gift. In this case, you can give a gift card. You just have to choose in which field of activity to buy it. And the person to whom you presented it himself will be able to choose the right thing for himself that suits him in size, design, color.