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NEW QUESTION 33 In which of the following industries is it common to find dedicated resource for risk management?

• A. the public sector
• B. manufacturing
• C. banking and insurance
• D. agriculture

Answer: C Explanation: Explanation Banking and Insurance industries usually have a dedicated resource. This mean people working within the company are dedicated to this role (as opposed to using a third party). P. 146   NEW QUESTION 34 The legal principle of insurable interest means which of the following statements are TRUE? Select TWO.

• A. it is possible to insure someone else's factory
• B. it is not possible to insure your supplier's factory
• C. it is not possible to insure someone else's factory
• D. it is possible to insure your supplier's factory

Answer: C,D Explanation: Explanation Insurable Interest means that it is not possible to insure someone else's factory. The study guide explains that you can only take out insurance where you have at least partial ownership of that risk. Therefore option 3 is also correct as you have a partial risk if something were to happen to your supplier's factory. You can take out CBI insurance for this. see p.100-101 for further explanations of Legal Principles of Insurance   NEW QUESTION 35 Which of the following legal principles means that a person can only claim the value of a loss once, regardless of if they have multiple insurance policies?

• A. utmost good faith
• B. insurable interest
• C. contribution
• D. subrogation

Answer: C Explanation: Explanation This is contribution. An example of this is if you have two insurance policies and are going on a business trip that is cancelled last minute. You can claim on the insurance the value of the trip- but only once. So you can either use one policy and not the other, or you can claim half the value of the trip on both policies. This stops people taking out multiple policies and then claiming on them all to make a profit. Legal Principles of Insurance is a known exam topic - this is from p.100-101 of the study guide   NEW QUESTION 36 Which of the following are technological risks to an organisation? Select TWO

• A. quality failure
• B. supply chain security issue
• C. network failure
• D. supplier management issue
• E. cyber-security issue

Answer: C,E Explanation: Explanation Cyber security and network failure are two types of security risks. See. P. 154. There aren't a lot of questions on chapter 3.4 as it's a very short chapter and a lot of the material is repeated in earlier chapters. A brief look over this chapter is all you'll need before the exam.   NEW QUESTION 37 ......