Yes, you're right. There is a payment system where you only need to use your phone. This is very convenient, especially when the payment is taken by a courier when delivering goods to the buyer. After all, not everyone is ready to carry a bank terminal, even if it is portable. And the phone is always with the courier and it's very convenient. I'm talking about the Emi Global Corp. You can read more about it here: https://m4bank.com/